Looking for low income medical insurance? You’re not alone. A lot more than 46 million Americans are uninsured and face a financial catastrophe when they experience an important illness. Here’s where you’ll get low income medical insurance so you can be sure you and your family are protected.
Government-Funded Health Care Programs
State and Federal governments have a number of health care programs created for low income individuals and families. Included in this are:
*Medicaid – A federal program that provides comprehensive health insurance to low income individuals and families.
* High-risk pools – Offered in more than 30 states, these programs provide healthcare for people who have been denied private health insurance or are paying exorbitant premiums for health insurance.
* S-CHIP – A state and federal program providing you with health insurance to children whose families don’t be eligible for Medicaid.
To learn more about Medicaid, look at the Centers for Medicare and Medicaid Services at: cms.hhs.gov. For additional info on state-sponsored medical insurance programs programs, go to your state’s department of insurance website.
Private Health care insurance options
Private low-income medical plans are the following;
* Managed health care insurance options, which cover your medical professional bills, hospital fees, and prescribed drugs. These plans assign one to a group of doctors and hospitals. They’re the lowest priced comprehensive health care plans.
* Fee-for-service plans, which also cover your physician bills, hospital fees, and prescription drugs. With these plans it is possible to choose your own personal doctor, but they’re much more expensive than managed health care plans.
*Catastrophic health insurance, which provides coverage for your hospital and doctor bills for catastrophic illnesses only – cancer, strokes, and other serious illnesses.
* Short-term major medical care insurance, which provides the identical coverage as major medical care insurance, but for a limited period of time.
*Dental and vision insurance, which will pay for dental fees and vision care costs.
* Specialized health insurance programs, which restrict your coverage to particular types of illnesses, accidents, or amounts of coverages.
Where you might get Private Low Income Medical care insurance
The best place to get cheap private low income medical care insurance is at an insurance comparison website to compare insurance costs and select the cheapest one (see below).
Check out my other guide: e health insurance, acceptance insurance and kaiser health insurance
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