Helth Cover

Motability was founded by the government in 1977and since then has supplied more than 1.7 million cars and powered wheelchairs to disabled customers.

Motability was originally set up in order to provide disabled people with safe, reliable and affordable mobility cars. The plan still exists whereby you are able to hire or buy a car, powered wheelchair or scooter if you qualify for Disability Living Allowance at the high rate mobility component. In caseas where more than one beneficiary is eligible to apply, it could be possible to put both allowances toward one Motability car. You can also apply for a wheelchair car if you are eligible but don’t drive yourself, parents or guardians are encouraged to apply on behalf of a child who is receiving mobility allowance provided the proposed drivers don’t have any major motoring convictions, endorsements or disqualifications within five years of applying. There are also restrictions applied to those drivers who are under 25 or hold provisional driving licenses. As well as providing money and help with buying or leasing a vehicle, Motability is also able to provide grants for driving lessons.

Motability has a choice of assistance schemes which it is able to provide when it comes to what they can do to assist you in getting a car:

You can get a new car on a 3 year contract leasing agreement.

A new or used car on hire purchase over a period of two to five years.

A new or used electric wheelchair or mobility scooter on HP over one to 3 years.

The most popular option which is taken up Is the opportunity contract hire the car for three years. This payment plan offers customers a new car, adapted to their requirements from a list of approved suppliers on a three year lease, all maintenance and servicing is covered, including comprehensive insurance and breakdown assistance from the RAC.

If you aren’t going to drive the car yourself then you can apply as a passenger and have two other people nominated as drivers. You can also apply if you have a child over the age of three who is in recept of the DLA high rate mobility component.