Need cheap health insurance to cover you for between one month to a year? Whether you’re between jobs, likely to school, or working without benefits, do not take on the risk of going without health insurance. Instead, get the protection of the temporary medical insurance plan.
What about COBRA?
If you’ve been working at a job that offered group medical health insurance but you have been laid off, quit, or fired, COBRA medical health insurance lets you temporarily remain insured under the group medical care policy. Sound good? It may be, especially if you have a pre-existing condition.
With COBRA, you’ll receive the same benefits and coverages you had as an employee. The primary disadvantage to COBRA is that you simply have to pay the insurance coverage premium yourself, as opposed to your employer paying some of it. Therefore, COBRA coverage is normally expensive.
Other Temporary Insurance
Temporary or temporary medical insurance is an affordable substitute for COBRA coverage. It typically is cheaper than COBRA and enables you to choose any doctor or hospital. It provides the same coverage as other medical insurance plans, including:
* Doctor visits
* Inpatient and outpatient treatments and procedures
* Surgeries
* Other hospitalization services
However, pre-existing conditions or preventative care are often not covered.
Finding Affordable Temporary Medical health insurance
Because temporary medical health insurance plans are typically designed for the unemployed, insurers strive to keep the plans affordable. To find the most affordable arrange for you, begin your quest by visiting a coverage comparison website. Then you’ll complete a short form with information regarding yourself along with your insurance needs. You may then receive quotes for temporary medical health insurance plans from multiple A-rated companies.
Some comparison sites even have a chat feature to get answers for your questions about temporary medical insurance from an insurance professional.
Check out my other guide: Insurance Depot, aetna dental insurance and wawanesa auto insurance
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