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NIB Health Insurance

 

The Blue Cross and Blue Protect Association is the biggest personal health insurance system in the United States (including Puerto Rico) and Canada. It’s composed of fifty five impartial, regionally operated Blue Cross and Blue Protect Plans that collectively offered health care protection to over 88 million individuals in 2003.

For its beginnings we need to return to 1929 to a person namedJustin Ford Kimball when he turned vice chairman of Baylor University in Dallas, Texas.  He was an experienced administrator, as he headed the Faculty of Medicine, Faculty of Nursing, College of Dentistry, and the college hospital.

Soon after taking the job, he developed a health plan that assured teachers 21 days of hospital care for 50 cents amonth. The plan quickly unfold  to other worker teams in Dallas, after which similar plans started to crop up nation-wide.

Meanwhile, around the similar time that Kimball was creating his plan,  the Blue Shield idea was becoming in style in the lumber and mining camps of the Pacific Northwest. Severe injuries and power illness had been widespread among these employees who were in very hazardous and harmful jobs.

Their employers noticed the need to provide medical look after them and they organized with physicians to pay them a monthly price to take care of the medical wants of the workers. These applications would later turn into what is named the Blue Defend Plans.

As for the cross symbol, it was first utilized in a 1934 advertisement for the Hospital Service Affiliation, which later grew to become known as Blue Cross and Blue Shield of Minnesota.

Joseph Binder, a Viennese artist, was employed by Firm secretary E.A. van Steenwyk to  create a poster that included a blue Greek cross. Van Steenwyk used the symbol to identify his firm’s well being plans after which Blue Cross started to make use of it in different parts of the country.

In 1939, the  American Hospital Association, which was primarily based in Chicago,  began to make use of the Blue Cross symbol to indicate that health plans around the country met certain standards.

The AHA continued to make use of the image until 1960 when the Blue Cross Affiliation was founded. The 2 organizations remained affiliated till 1972.

The shield symbol was created in Buffalo, New York by Carl Metzger in 1939  and the primary official Blue Protect plan was founded in California that same year.   Carl Metzger was an early pioneer within the Blue motion and he needed a design that will distinguish the new medical service plan.

It quickly flourished as the variety of Blue Shield Plans kept on growing. In 1948 the symbol was informally adopted by 9 plans called the Related Medical Care Plan, which was later renamed the Nationwide Association of Blue Shield Plans.

Over the years, the Blue Cross and Blue Shield healthcare insurance coverage ideas took hold.  The Blue Cross Blue Defend Association  was formed in 1982 by a merger of the Blue Cross Affiliation and the National Association of Blue Protect Plans. When the Blue Cross and Blue Defend organizations merged, their model symbols also merged and became one of the most familiar symbols in America.

To show you how giant it has develop into, in 2003, the Blue Cross and Blue Protect Affiliation took in $182.7 billion in revenue. The evolution of managed health care in the United States is intimately linked to the designs of Blue Cross-Blue Shield.

 

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