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By Investigator Lisa Fletcher ABC15.com If you’ve ever been stuck with a medical bill you thought your insurance was going to pay but didn’t, you can count yourself among millions in the same boat. And it’s a boat that’s sinking fast. It’s estimated that nearly 60 percent of all bankruptcies are because of medical bills. But what if the bill should have been paid by your insurance…but wasn’t? Or the hospital charged you a rate virtually no one pays, all because you didn’t know what you were entitled to? Most of the one-million Americans who went bankrupt because of medical bills last year were middle class homeowners who had medical insurance. John Metz is the Executive Director of “Just Health,” a non-profit that helps people who get taken advantage of by hospitals, doctors and insurance companies. “An insurance company saying that they’ll pay doesn’t mean that they’ll actually pay. It’s a battle that’s raging every day all across America and the vast majority of people don’t understand that they’ve been wronged.”