My National Insurance payment, which is like a tax, covers all healthcare, dental, prescriptions, etc. and also things like redundancy payments if I lose my job. And obviously it covers my children too. So if any of us get sick, we can see a doctor and have any necessary medical treatment without having to pay a deductible, or anything else.
I think it’s crazy that America doesn’t have a free national healthcare sservice, but when I posted a question recently about whether Obama planned to introduce one everyone was up in arms about how they didn’t want “socialist medicine”. I don’t understand this, and wondered whether perhaps your insurance payments perhaps work out cheaper than my NI payment? I am a mother with three children. How much would a private insurance payment be for us? (None of us smoke or drink, but me and two of the children have asthma.)
MikeGolf, I can also choose my family doctor, and if I decide I don’t like him, I can just sign up with another one. When I visit the doctors office I pay nothing.
I’ve never had a sinus infection, so I don’t know whether the treatment I get would be comparable, but when my sister was diagnosed with Osteo Sarcoma it was two weeks from diagnosis to operating theatre to replace the bone with a titanium prosthesis, and that delay was only because that was how long it took to make the prosthesis. Total cost – zero (and do you have any idea what titanium costs?). She has now been cancer free for over ten years and can still play the piano.
Yes, someone is else paying my healthcare costs – rich people. Just as I am paying the costs for someone who doesn’t work and thus pays no NI. I only work part time, which is probably why someone full-time pays more. It’s based on income. Do your insurance premiums go down if you’re out of work?
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